Imithetho yokukhokha nge-crypto yama-proxy e-Afrika 2026
Funda umthombo wezwe lomthengi, uhlukanise inkokhelo nebhizinisi lezimpahla zedijithali elinelayisensi bese ugcina izimfuneko zokuthengiselana ezingakaxazululwa zibonakala.
Kuvini okugcwele: · 24 imizuzu yokufunda
Impendulo esheshayo
Yimiphi imithetho yokukhokha nge-crypto ebalulekile ekuthengeni ama-proxy e-Afrika?
Imithetho yokukhokhela ama-proxy nge-crypto iyahluka ngendawo ahlala kuyo umthengi, umhlinzeki nomsebenzi. Ithebula lakwa-AfricaProxies lika-2026 lihlanganisa amazwe nezindawo zase-Afrika 49, imithombo ihlolwe ngo-14–Okthoba 15, 2026. Lihlukanisa imikhawulo yokukhokha, amalayisensi e-VASP nezibopho zokufinyelela idatha. Imikhawulo yama-invoyisi yaseGhana nokuvinjelwa kokuhweba kwe-P2P okubhangqwe ne-birr e-Ethiopia kubonisa ukubaluleka kwencazelo eqondene nezwe.
Ngingawakhokhela ama-proxy asekhaya nge-crypto kuwo wonke amazwe ase-Afrika?
Ngokwemininingwane yango-Okthoba 2026, ama-proxy asekhaya e-AfricaProxies amboza amazwe nezindawo zase-Afrika ezingama-49, kodwa ukutholakala kwama-proxy nemvume yokukhokha nge-crypto kuyimibuzo ehlukene. Ithebula lomthetho lamazwe libhala imithombo yabalawuli, izinsuku nemikhawulo. I-FAQ yebhange elikhulu laseGhana ikhawulela ama-invoyisi, ukubeka amanani namaholo ngezimpahla zedijithali; hlola indawo yomthetho esebenzayo ngaphambi kokuthenga.
Qala ngezwe noma ulande amarekhodi
Amadokhumenti ayinhloko afakazela ini ezimakethe ezibalulekile?
Ukuqoqwa kolwazi kubuyekezwe ngo-14–Okthoba 15, 2026. Izinsuku zokushicilelwa kwemibhalo nezinsuku zokubuyekezwa zihlukene.
| Izwe | Umsebenzi noma umsebenzi wedokumeni | Ukuthola kanye nemikhrayezano | Umthombo oyinhloko |
|---|
| Nigeria | I-akhawunti zabasiza kanye nezizuzo zezinto | Uhlaka lwama-akhawunti amabhange lwe-CBN lwango-2023 noMthetho we-SEC ka-2025 kuphathelene nabahlinzeki; ukuthengiselana kwe-crypto kwama-akhawunti amabhange uqobo nenkokhelo yomthengi kumthengisi kuhlala kuyimibuzo ehlukene. | CBN 2023; SEC Act 2025 |
|---|
| INingizimu Afrika | Izebelo zezimali; idrafta yezwe elidala | I-FSCA ilawula izinsizakalo zezezimali zezimpahla ze-crypto. Incwadi yemiyalelo ye-SARB yokuwela imingcele yango-3 August 2026 yashicilelwa njengohlaka; isiphakamiso sayo asethulwa njengemvume yokukhokha eshaywe ngokomthetho. | FSCA 2022; SARB draft 2026 |
|---|
| Kenya | umthetho kanye nezemithetho yokugcina ze-VASP | UMthetho ka-2025 nemithethonqubo yokugcina eshicilelwe kwigazethi ngo-22 July 2026 kuphathelene nezinsizakalo zezimpahla zedijithali. Funda amalayisensi nokuthengiselana kwangempela komthengi ngokwehlukana. | Gazette 185 / LN 134 |
|---|
| Ghana | I-Currency, ukuhlelwa kwezimali kanye nemivuzo | Umbuzo 14 we-FAQ ye-BoG uthi izimpahla zedijithali aziyona imali noma indlela yokukhokha esemthethweni futhi uvimbela ukubeka amanani, ukukhipha ama-invoyisi noma ukukhokha amaholo ngazo. Lokhu akuchazwa njengokuvinjelwa kokuba nazo. | BoG FAQ, February 2026 |
|---|
| Ethiopia | IzTRANZAKENI ze-P2P ezihambisana ne-Birr | Isaziso se-NBE sango-27 February 2026 sivimbela ukuthengiselana kwe-crypto kwe-P2P okubhangqwe ne-birr kusalindwe uhlaka olusemthethweni; eminye imisebenzi ayenziwa buthule ukuthi ilingane nalobo bubanzi. | NBE isaziso 2026 |
|---|
| Tanzania | Isixeshiso sokuhola, sokumarketa kanye sokusetshenziswa esikhundleni | Isaziso se-BoT sango-29 November 2019 sicela umphakathi ugweme ukuthengisa, ukukhangisa nokusebenzisa i-crypto. Akukho ukuhoxiswa okuqinisekisiwe kulokhu kubuyekeza. | Isaziso se-BoT 2019 |
|---|
| Botswana | Abahlinzeki bezinsiza zezinto ezivikilekile abavunyelwe | Isaziso se-NBFIRA sango-25 September 2026 sibiza abahlinzeki abanelayisensi ngaphansi koMthetho Wezimpahla Zedijithali ka-2025. Asikona ukugunyazwa okuvamile kwenkokhelo yomthengi ngamunye. | Isaziso se-NBFIRA 2026 |
|---|
| Rwanda | Isaziso esithunyelwe; umkhakhete awukhohlwe | I-CMA ishicilele isaziso soMthetho Olawula Ibhizinisi Lezimpahla Zedijithali ngo-28 May 2026. Isihloko nosuku lokushicilelwa kuqinisekisiwe; ukuqala ukusebenza nobubanzi bezinkokhelo zabathengisi akuqinisekisiwe lapha. | Isaziso seCMA, Meyi 28, 2026 |
|---|
| Mozambique | Ukubhaliswa kwe-VASP | Isaziso 4/GBM/2023 sibeka izimfuneko zokubhaliswa kwabahlinzeki bezinsizakalo zezimpahla zedijithali. Imvume yenkokhelo yomhlali kumthengisi ayiphethwa ngokubhaliswa. | Banco de Moçambique, 2023 |
|---|
| Zambia | Ukuhlelela ngemali yasekhaya | Isaziso seziqondiso zemali sango-2025 sihlukanisa ukukhokhelana kwasekhaya nge-kwacha nokuthengiselana kwamazwe ngamazwe; lowo mehluko awuqinisekisi ngokwawo inkokhelo yamazwe ngamazwe ye-crypto. | Isaziso seBoZ, Disemba 2025 |
|---|
Lokhu okutholakele kunobubanzi bemithombo, akuyona imvume yomthetho yomthengi ngamunye, omunye oyingxenye yokuthengiselana noma umsebenzi wokuqoqa. Amarekhodi amazwe angama-49 ngezansi agcina ubufakazi obusele nezikhala.
Umehluko oyisihlanu oguqula isinqumo sebhizinisi
| Imakethe | Lokho umthombo okuchaza | Yini esadinga ukuhlolwa ngaphandle |
|---|
| Ghana | Iziqephu BoG FAQ Q14 zibhekisa ezitheni zemisebenzi yezedatha yezedlelo, izivendulo, kanye nezinkokhelo zensalela. | Ukuba nempahla nokukhokha umthengisi waphesheya kuyimibuzo ehlukene; akukho mvume ephethwayo. |
|---|
| Kenya | Imithetho ye-VASP yagazetishwa ngomhlaka Julayi 22, 2026. | Isikhumi se-provider framework asivula ukulawulwa kwethu noma asivume yonke ukukhokha kwabatholi. |
|---|
| INingizimu Afrika | Uhlaka lwemikhiqizo yezezimali lwe-FSCA lukhona; umbhalo we-SARB wokuwela imingcele wango-Agasti 2026 usawuhlaka. | Imisenzo yokulawula izandla zokushintsha ezifanele kanye nokukhokha okuqondile kumele ubhekiswe. |
|---|
| Tanzania | Isaziso sebhange lasephakathi se-29 November 2019 sibonisa ukuxwayisa ngokuhweba, ukumarketa nokusebenzisa i-crypto. | Isimelo esidala asiqinisekisi konke ukushintsha okuzayo noma imvume yokuhweba. |
|---|
| Réunion | Imithetho yaseFrance neyaseYurophu iyasebenza; isikhathi soshintsho se-MiCA saseFrance nezivikelo ze-CNIL kunobubanzi obuhlukene. | Ukugunyazwa komhlinzeki, inkokhelo yomthengisi nokuqoqwa kwedatha yomuntu siqu kudinga ukuhlaziywa ngokwehlukana. |
|---|
Lezi yizifinyezo zemithombo, hhayi imibono yomthetho. Imibhalo egcwele nezinsuku zokubuyekezwa kunamathiselwe kumarekhodi amazwe ngezansi.
Lahlanganiswa kanjani ithebula lezinkokhelo lezindawo 49?
Iyunithi yocwaningo yirekhodi lezwe noma lendawo eyodwa. Kusetshenziswa iqoqo elifanayo lezindawo ezingama-49 elisetshenziswa yinkomba yamanani, elihlanganisa i-Réunion njengendawo yaseFrance. Amarekhodi ahlukanisa ubufakazi bezinkokhelo zabahlali, ibhizinisi labahlinzeki bezimpahla zedijithali, izibopho zama-proxy noma zokufinyelela idatha, umongo wezijeziso, imibhalo yemithombo nosuku lokubuyekezwa. Lokhu kwakha ukuqoqwa kolwazi okuhleliwe, hhayi ukuvota ngokuthi izwe lonke lisemthethweni noma alikho emthethweni.
Imithetho eyisisekelo nezincwadi zabalawuli kubekwa phambili. Isitatimende ngasinye sihlukaniswa ngokuthi sibhekiswe kubani nokuthi silawula ini: inkokhelo yomuntu ngamunye, ibhizinisi le-VASP, ibhange elilawulwayo, ukumba izimpahla zedijithali, ukukhokhelana ngemali yasekhaya noma isiphakamiso sokubonisana. Usuku lokushicilelwa lubonisa ukulandelana kwezikhathi; luhlukile osukwini umthetho oqala ukusebenza ngalo nasosukwini esahlola ngalo umthombo. Izaziso zomlando nokufundwa okungaphelele kubhalwa ngokobubanzi bako bangempela.
Ukubuyekezwa kwamanje kuphinde kwafunda imibhalo emikhulu yezinkokhelo yaseNigeria, eNingizimu Afrika, eKenya, eGhana, e-Ethiopia, eTanzania, eBotswana, eRwanda, eMozambique naseZambia. Umthombo ngamunye ugcina izinsuku zawo nemikhawulo yokufinyelela; ingobo yomlando, isithombe esingafundwanga noma umbhalo ongafinyeleleki akwenziwa isitatimende esiphelele somthetho wamanje. Ikakhulukazi, umbiko wonyaka wangaphambili waseRwanda ungowomlando futhi awuthathi indawo yesaziso sokushicilelwa sakamuva se-CMA.
I-CSV inawo wonke amarekhodi angama-49 nama-URL emithombo adingekayo ukuze kuphenywe inkambu. Igcina ukungaqiniseki esikhundleni sokuphendula uhlaka lokunikeza amalayisensi lube imvume yabathengisi. Ukusebenzisa kabusha: ukuqoqwa kolwazi kwe-AfricaProxies kungaphansi kwe-CC BY 4.0; imithetho eyisisekelo nezincwadi zabalawuli kugcina amalungelo ako. Caphuna umbiko, usuku lwenguqulo nombhalo wokuqala uma usebenzisa okutholakele.
Funda ukuthi umthetho uthinta ubani namuphi umsebenzi ngaphambi kokukhetha inkokhelo noma isayithi
Ilayisensi yokushintshanisa izimpahla zedijithali, i-invoyisi yomthengisi nokuba umuntu ngamunye nezimpahla kuchaza imisebenzi ehlukene. Umkhawulo wamabhange ungase usebenze ezikhungweni ezigadiwe kuphela. Imikhawulo yokumba izimpahla zedijithali ayixazululi yodwa umbuzo wokuba nazo nje. Lo mbiko ugcina lowo mehluko esikhundleni sokunamathisela izwe ngalinye uphawu lokuthi kusemthethweni noma akukho emthethweni.
Kuphenyo lwephrojekthi ngayinye, buyekeza ngokwahlukana indawo yomthetho yomthengi, indlela yokukhokha, abanye abayingxenye yokuthengiselana nemibandela yokufinyelela kulokho okuhlosiwe, ngaphandle kwezwe elikhethiwe lokuphuma. Ukubonakala esidlangalaleni kukodwa akunikezi imvume yokuqoqa noma yokusebenzisa kabusha. Ukucutshungulwa kwedatha yomuntu siqu, imvume yokufinyelela, ilungelo lobunikazi nezibopho zenkontileka kusebenza emsebenzini owenziwayo; i-IP yendawo ayinikezi neyodwa yalezo zimvume.
Izijeziso ezihlobene nezwe zingase ziqondiswe kubathile esikhundleni sokuba ukuvinjelwa okuphelele. Funda uhlelo olucashuniwe nemithetho yobunikazi ngaphambi kokufinyelela esiphethweni ngomunye oyingxenye yokuthengiselana. Uhlelo lwezwe olufakwe engobweni yomlando nalo alususi izijeziso kumuntu obekwe ohlwini ngaphansi kwelinye igunya. Lezi zibopho zisebenza ngokuzimela kunqubomgomo ye-akhawunti engenayo i-KYC.
Indlela yokusebenzisa irekhodi elilodwa
Vula izwe ngezansi ukuze ufunde ubufakazi balo obuthile nemibuzo engakaxazululwa. Usuku lokuhlola lubhala ukuhlolwa kombhalo, hhayi isiqinisekiso sokuthi yonke imithetho isasebenza. Izinsuku zokushicilelwa nokuqala ukusebenza komthombo kufanele zifundwe embhalweni ngokwawo.
Irekhodi elingenawo umthombo wezinkokhelo oqondene nezwe liyisikhala ebufakazini, hhayi imvume noma ukuvinjelwa. Izexwayiso ezijwayelekile zokuqoqa idatha nezijeziso zibhalwe kanye ngenhla; amarekhodi ngamanye agcina kuphela okutholakele okuhlukile kuwo. I-CSV igcina zonke izinkambu ezihleliwe ukuze kuqhathaniswe kungaxhunyiwe ku-inthanethi.
Emazweni e-CEMAC, isinqumo se-COBAC esicashuniwe siphathelene nezikhungo ezigadiwe nabalingani abafanele bezobuchwepheshe. Umbhalo oxhunyiwe uyikhophi yesinqumo egcinwe omunye umuntu; ububanzi bawo abunwetshwa lapha bubandakanye bonke abahlali. Imibhalo ye-BCEAO ecashunelwe amalungu enhlangano yezimali yaseNtshonalanga Afrika iwumongo wocwaningo nenqubomgomo, hhayi imvume yezinkokhelo zabathengisi.
Amarekhodi amazwe aseNtshonalanga Afrika
Vula izwe ukuze ubheke umkhakazo wesithako kanye nansuku yokubuyekeza.
Benin (BJ)
Irekhodi lobufakazi: Benin
Burkina Faso (BF)
Irekhodi lobufakazi: Burkina Faso
Cape Verde (CV)
Irekhodi lobufakazi: Cape Verde
| Ubufakazi ngezakhamuzi nezinkokhelo | Isexwayiso se-BCV sango-2018 sibiza ubungozi nokungabi yimali esemthethweni yokukhokha; asikona ukuvinjelwa okuvamile kokuba nayo. |
|---|
| Ubufakazi bosebenzi/obuholo | Indawo yomabhizinisi yesikhathi esiphilile kanye ne-VASP ayisenzekile. |
|---|
| Amadokhumenti | Izingozi zezimali zedijithali; Izinhlelo zezijeziso nolwazi lwamazwe |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
Gambia (GM)
Irekhodi lobufakazi: Gambia
| Isikhala sembuzo | Akukho isikhundla sokukhokhela kwabantu noma abasayishini esithile esihlukile ngezwe kuleli bhalo. |
|---|
| Amadokhumenti | Izinhlelo zokuvimelwa kanye lomlomo wezwe |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
Ghana (GH)
Irekhodi lobufakazi: Ghana
| Ubufakazi ngezakhamuzi nezinkokhelo | I-Bank of Ghana FAQ Q14 ithi izimpahla zedijithali aziyona imali noma imali esemthethweni yokukhokha. Iphinde ithi ukubeka amanani, ukukhipha ama-invoyisi nokukhokha amaholo ngezimpahla zedijithali akuvunyelwe; lokhu akukona ukuvinjelwa okuvamile kokuba nazo. |
|---|
| Ubufakazi bosebenzi/obuholo | UMthetho 1154 ulawula abahlinzeki bezinsizakalo zezimpahla zedijithali. I-BoG FAQ Q14 ikhawulela ukubeka amanani, ama-invoyisi nezinkokhelo zamaholo ngezimpahla zedijithali; ungaphethi ngemvume yezinkokhelo zabathengisi noma eziwela imingcele ngohlaka lwe-VASP. |
|---|
| Ubufakazi bedatha/ukufika | UMthetho Wokuvikelwa Kwedatha 843 usebenza kudatha yomuntu siqu. Ukufinyeleleka esidlangalaleni akukhona ukusebenzisa kabusha ngaphandle kwemikhawulo. |
|---|
| Amadokhumenti | Uhlaka lokulawula izimpahla zedijithali; Imibuzo evame ukubuzwa ngoMthetho we-VASP; UMthetho Wokuvikelwa Kwedatha 843; Izinhlelo zezijeziso nolwazi lwamazwe |
|---|
| Idethi yokuhlola umthombo | 2026-10-15 |
|---|
Guinea (GN)
Irekhodi lobufakazi: Guinea
| Isikhala sembuzo | Akukho isikhundla sokukhokhela kwabantu noma abasayishini esithile esihlukile ngezwe kuleli bhalo. |
|---|
| Amadokhumenti | Izinhlelo zokuvimelwa kanye lomlomo wezwe |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
Guinea-Bissau (GW)
Irekhodi lobufakazi: Guinea-Bissau
Ivory Coast (CI)
Irekhodi lobufakazi: Côte d’Ivoire
Liberia (LR)
Irekhodi lobufakazi: Liberia
| Ubufakazi ngezakhamuzi nezinkokhelo | Indawo yokugcina/ukukhokha yomhlali ayizange ifakaziswa. |
|---|
| Ubufakazi bosebenzi/obuholo | Isinyathelo se-CBL sango-2021 siqondene nomsebenzi wezezimali we-TACC ongenalayisensi; akusikho ukuvinjelwa okujwayelekile kokuba nayo. |
|---|
| Amadokhumenti | Isaziso esiphathelene ne-TACC; Izinhlelo zezijeziso nolwazi lwamazwe |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
Mali (ML)
Irekhodi lobufakazi: Mali
| Ubufakazi ngezakhamuzi nezinkokhelo | Isimo sokubaluleka/sokukhokha sasekhaya asizange sitholakale. |
|---|
| Ubufakazi bosebenzi/obuholo | Ucwaningo/ukubonisana kwe-BCEAO akuyona imvume yomthengisi esebenzayo. Bheka inothi lobufakazi besifunda. |
|---|
| Isimo sezivunguvungulo | Uhlelo oluqondiswe kwabathile; akukho simangalo sokuvinjelwa okuphelele. Ukuhlolwa komunye oyingxenye yokuthengiselana nobunikazi bakhe kuyadingeka. |
|---|
| Amadokhumenti | Isaziso: ingqungquthela yamazwe ngamazwe yenqubomgomo yezimpahla ze-crypto ka-2026; Izijeziso zaseMali |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
Mauritania (MR)
Irekhodi lobufakazi: Mauritania
| Isikhala sembuzo | Akukho isikhundla sokukhokhela kwabantu noma abasayishini esithile esihlukile ngezwe kuleli bhalo. |
|---|
| Amadokhumenti | Izinhlelo zokuvimelwa kanye lomlomo wezwe |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
Niger (NE)
Irekhodi lobufakazi: Niger
Nigeria (NG)
Irekhodi lobufakazi: Nigeria
Senegal (SN)
Irekhodi lobufakazi: Senegal
Sierra Leone (SL)
Irekhodi lobufakazi: Sierra Leone
| Isikhala sembuzo | Akukho isikhundla sokukhokhela kwabantu noma abasayishini esithile esihlukile ngezwe kuleli bhalo. |
|---|
| Amadokhumenti | Izinhlelo zokuvimelwa kanye lomlomo wezwe |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
Togo (TG)
Irekhodi lobufakazi: Togo
Amarekhodi amazwe aseMpumalanga Afrika
Vula izwe ukuze ubheke umkhakazo wesithako kanye nansuku yokubuyekeza.
Burundi (BI)
Irekhodi lobufakazi: Burundi
Comoros (KM)
Irekhodi lobufakazi: Comoros
| Isikhala sembuzo | Akukho isikhundla sokukhokhela kwabantu noma abasayishini esithile esihlukile ngezwe kuleli bhalo. |
|---|
| Amadokhumenti | Izinhlelo zokuvimelwa kanye lomlomo wezwe |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
Djibouti (DJ)
Irekhodi lobufakazi: Djibouti
Eritrea (ER)
Irekhodi lobufakazi: Eritrea
Ethiopia (ET)
Irekhodi lobufakazi: Ethiopia
Kenya (KE)
Irekhodi lobufakazi: Kenya
Madagascar (MG)
Irekhodi lobufakazi: Madagascar
| Isikhala sembuzo | Akukho isikhundla sokukhokhela kwabantu noma abasayishini esithile esihlukile ngezwe kuleli bhalo. |
|---|
| Amadokhumenti | Izinhlelo zokuvimelwa kanye lomlomo wezwe |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
Malawi (MW)
Irekhodi lobufakazi: Malawi
| Isikhala sembuzo | Akukho isikhundla sokukhokhela kwabantu noma abasayishini esithile esihlukile ngezwe kuleli bhalo. |
|---|
| Amadokhumenti | Izinhlelo zokuvimelwa kanye lomlomo wezwe |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
Mauritius (MU)
Irekhodi lobufakazi: Mauritius
| Ubufakazi ngezakhamuzi nezinkokhelo | Izidingo zokukhokha ezithile zabahlali kanye nezidingo zentela azigcini lapha. |
|---|
| Ubufakazi bosebenzi/obuholo | UMthetho we-VAITOS usebenza kusukela ngo-Februwari 2022; abahlinzeki abalawulwayo badinga ilayisensi efanele. |
|---|
| Amadokhumenti | UMthetho we-VAITOS uqale ukusebenza; Izinhlelo zezijeziso nolwazi lwamazwe |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
Mozambique (MZ)
Irekhodi lobufakazi: Mozambique
Réunion (RE)
Irekhodi lobufakazi: Réunion
Rwanda (RW)
Irekhodi lobufakazi: Rwanda
Seychelles (SC)
Irekhodi lobufakazi: Seychelles
| Ubufakazi ngezakhamuzi nezinkokhelo | Awukho umvume wokukhokha kwabahlali ongunawo owuzonqunywa. |
|---|
| Ubufakazi bosebenzi/obuholo | UMthetho we-VASP ka-2024 usebenza eSeychelles noma emisebenzini eyenziwa kusuka khona. Izikhungo zokumba imali yedijithali nezinsizakalo zokuyixuba zivinjelwe; ukwamukela inkokhelo ngumthengisi kudinga ukuhlaziywa kwemithetho okuhlukile. |
|---|
| Amadokhumenti | VASP Imibuzo nezimpendulo ye-Act; Izinhlelo zokuvimelwa kanye lomlomo wezwe |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
Somalia (SO)
Irekhodi lobufakazi: Somalia
| Ubufakazi ngezakhamuzi nezinkokhelo | Isixwayiso se-CBS sango-2024: akuyona imali yokukhokha esemthethweni; gwema ukutshala nokuhweba; imvume yamanje yokwenza imisebenzi ayikaxazululwa. |
|---|
| Ubufakazi bosebenzi/obuholo | Isaziso sithi kwakungekho sikhungo sezezimali esinelayisensi sezinsizakalo zezimpahla zedijithali ngalolo suku; ungaqinisekisi ukungabikho kwelayisensi njengamanje ngaphandle kokuhlola irejista. |
|---|
| Isimo sezivunguvungulo | Uhlelo oluqondiswe kwabathile; akukho simangalo sokuvinjelwa okuphelele. Ukuhlolwa komunye oyingxenye yokuthengiselana nobunikazi bakhe kuyadingeka. |
|---|
| Amadokhumenti | Isaziso esisesidlangalaleni: isexwayiso ngezimpahla zedijithali; Izijeziso zaseSomalia |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
iSouth Sudan (SS)
Irekhodi lobufakazi: South Sudan
| Isikhala sembuzo | Akukho isikhundla sokukhokhela kwabantu noma abasayishini esithile esihlukile ngezwe kuleli bhalo. |
|---|
| Isimo sezivunguvungulo | Uhlelo oluqondiswe kwabathile; akukho simangalo sokuvinjelwa okuphelele. Ukuhlolwa komunye oyingxenye yokuthengiselana nobunikazi bakhe kuyadingeka. |
|---|
| Amadokhumenti | Izisindiso zeSouth Sudan |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
Tanzania (TZ)
Irekhodi lobufakazi: Tanzania
Uganda (UG)
Irekhodi lobufakazi: Uganda
Zambia (ZM)
Irekhodi lobufakazi: Zambia
| Ubufakazi ngezakhamuzi nezinkokhelo | Ukuthengiselana kwasekhaya okungaphakathi kobubanzi besiqondiso kufanele kukhokhelwane nge-kwacha. Ububanzi bamazwe ngamazwe buhlukile. |
|---|
| Ubufakazi bosebenzi/obuholo | Isaziso sango-2025 sikhipha ngokucacile imisebenzi yamazwe ngamazwe kule miyalelo yemali; asiqinisekisi izinkokhelo ze-crypto zamazwe ngamazwe. |
|---|
| Amadokhumenti | Isaziso esisesidlangalaleni Seziqondiso Zemali 2025; Izinhlelo zezijeziso nolwazi lwamazwe |
|---|
| Idethi yokuhlola umthombo | 2026-10-15 |
|---|
Zimbabwe (ZW)
Irekhodi lobufakazi: Zimbabwe
Amarekhodi amazwe ase-Afrika emaphakathi
Vula izwe ukuze ubheke umkhakazo wesithako kanye nansuku yokubuyekeza.
Angola (AO)
Irekhodi lobufakazi: Angola
iCameroon (CM)
Irekhodi lobufakazi: Cameroon
Central African Republic (CF)
Irekhodi lobufakazi: iRiphabhulikhi yase-Afrika Ephakathi
Chad (TD)
Irekhodi lobufakazi: Chad
DR Congo (CD)
Irekhodi lobufakazi: DR Congo
| Isikhala sembuzo | Akukho isikhundla sokukhokhela kwabantu noma abasayishini esithile esihlukile ngezwe kuleli bhalo. |
|---|
| Isimo sezivunguvungulo | Uhlelo oluqondiswe kwabathile; akukho simangalo sokuvinjelwa okuphelele. Ukuhlolwa komunye oyingxenye yokuthengiselana nobunikazi bakhe kuyadingeka. |
|---|
| Amadokhumenti | DR Izibopho zeCongo |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
Equatorial Guinea (GQ)
Irekhodi lobufakazi: Equatorial Guinea
Gabon (GA)
Irekhodi lobufakazi: Gabon
Republic of the Congo (CG)
Irekhodi lobufakazi: iRiphabhulikhi yaseCongo
São Tomé and Príncipe (ST)
Irekhodi lobufakazi: São Tomé and Príncipe
| Isikhala sembuzo | Akukho isikhundla sokukhokhela kwabantu noma abasayishini esithile esihlukile ngezwe kuleli bhalo. |
|---|
| Amadokhumenti | Izinhlelo zokuvimelwa kanye lomlomo wezwe |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
Amarekhodi amazwe ase-Afrika eseningizimu
Vula izwe ukuze ubheke umkhakazo wesithako kanye nansuku yokubuyekeza.
Botswana (BW)
Irekhodi lobufakazi: Botswana
Eswatini (SZ)
Irekhodi lobufakazi: Eswatini
Lesotho (LS)
Irekhodi lobufakazi: Lesotho
| Ubufakazi ngezakhamuzi nezinkokhelo | Awuyona imali yomthetho; ukuthola/ukusebenzisa ngendlela enobungozi akuzimeni ukubeka umlandelo wokuvimelwa. |
|---|
| Ubufakazi bosebenzi/obuholo | Ukukhangisa njengokutshalwa kwezimali kungadinga ilayisensi yomeluleki; izibopho zentela/zokulawulwa kokushintshanisa imali/ze-AML ziyasebenza. |
|---|
| Amadokhumenti | Isitatimende sabezindaba ngezimali ze-crypto; Izinhlelo zezijeziso nolwazi lwamazwe |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
Namibia (NA)
Irekhodi lobufakazi: Namibia
| Ubufakazi ngezakhamuzi nezinkokhelo | Akuthathwa ukuthi umthetho uvumela izakhamuzi ukukhokha ngaphandle kwemikhawulo. |
|---|
| Ubufakazi bosebenzi/obuholo | Umthetho wezinto eziningi 2023 uhlelela abahlinzeki; isikhundla sokukhokhela kwabasayishini esijwayelekile asizange sihlulwe. |
|---|
| Amadokhumenti | UMthetho Wezimpahla Zedijithali 2023; Izinhlelo zezijeziso nolwazi lwamazwe |
|---|
| Idethi yokuhlola umthombo | 2026-10-14 |
|---|
South Africa (ZA)
Irekhodi lobufakazi: iNingizimu Afrika
Imibuzo ngaphambi kokuhlola kwakho kokuqala kwezwe
Ingabe izinkokhelo zabathengisi namasevisi e-VASP kuyafana?
Cha. Ukukhokha umthengisi nokusebenza njengesevisi yezimpahla zedijithali kuyimisebenzi ehlukene. Uhlaka lokunikeza amalayisensi abahlinzeki aluxazululi ngokuzenzakalela zonke izinkokhelo zamakhasimende, kanti umkhawulo wamabhange wezikhungo ungase ube nobubanzi obuncane kunomthetho wabahlali. Funda izinkambu ezihlukene zomugqa zabahlali nezamabhizinisi kanye nomthombo wazo ocashuniwe ngaphambi kokufinyelela esiphethweni esivamile.
Ingabe isexwayiso esidala somlawuli singafakazela imithetho yanamuhla?
Isexwayiso esidala siqinisekisa lokho okwashiwo umlawuli ngaleso sikhathi, hhayi isitifiketi esiphelele somthetho wamanje. Leli thebula lobufakazi libhala ukuthi umthombo wahlolwa nini nokuthi ububanzi bawo bamanje buhlala bungakaxazululwa kuphi. Ukungatholi ukuhoxiswa akufakazeli ukuthi akukho sichibiyelo, okuhlukile noma umthetho wakamuva kwenye indawo.
Ingabe ukungabi na-KYC kususa izibopho zonswinyo?
Cha. Inqubomgomo ye-akhawunti engenayo i-KYC ayisusi izibopho zezijeziso kusevisi noma kubathengi bayo. Ucwaningo lwezinhlelo zamazwe nalo alugunyazi omunye umuntu othile oyingxenye yokuthengiselana noma ubunikazi bakhe. Funda uhlelo olucashuniwe, abaqokiwe nomsebenzi ohlongozwayo ngokwehlukana; indawo yokuphuma yasekhaya ayiyona imvume yokuthengiselana.
Vula ibhuku eliphelele lesithunzi
